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Essay Writing Guide For Psychology Students

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How To Become A Pro At Essay Writing In 6 Easy Steps

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Investment discussions - Free Essay Example

GENERAL INVESTMENTS DISCUSSIONS 1 All investors must make a decision whether to use hybrid, active or passive portfolio management system while investing in stocks and securities. The type of management system that an individual chooses can determine the success or failure of the person making the investments. Active and passive strategies have their own advantages and disadvantages. One main advantage of passive strategy is that little work is required, and the fees charged are low. This is because an investor does not have the need to pay portfolio managers and security analysts to carry out a research on the stocks, and make decisions for the investor (Barnes, 2009). Wieland (2010) denotes that a passive investment strategy has a rate of return of 7% per annum. This, Wieland (2010) denotes that is the main disadvantage of a passive investment strategy. That is, an investor will not get a high return for his or her investments. Barnes (2009) denotes that an active strategy will incorporate a method in which an investor seeks to buy bonds or stocks expecting a high return. On this basis, its main advantage over passive strategy is that an investor can acquire unlimited return. However, this method is very expensive, and there is no guarantee of success. It is important to denote that approximately 80% of actively managed stocks usually underperform (Barnes, 2009). Those that perform well are not consistent over the years. On this basis, the best form of portfolio management is the hybrid system. This is because it is a combination of the passive and active investments strategies (Wieland, 2010). On this note, the hybrid system combines the advantages of these two investments strategies, as well as mitigating their disadvantages. Question Number Two: Toporowski (2010) denotes that one major strength of a projected P/E is its ability to explain the degree of confidence upon which investors have on a company. Toporowski (2010) further denotes that a P/E which is low in value will imply that investors do not have confidence with the company. On the other hand, a P/E which is high will denote that investors have confidence with the company. Investors will therefore purchase the various securities and stocks of these companies. On this note, the projected P/E ratio provides a guideline in which investors will know a company that performs well or not. However, the P/E ration has limitations. This is because the P/E ratio uses earnings as its indicator. It is important to denote it is possible to manipulate the earnings of a company. On this note, it is therefore possible to distort the P/E ratio of a company (Toporowski, 2010). However, one disadvantage of P/E is that it does not factor in the debts of the company; in fact, it only puts an emphasis on the price and market capitalization of the company under consideration. CAPE on the other hand is a technique which has the capability of predicting long term returns of a financial investment/security. However, it is unable to predict short term returns on a financial investment (Madura, 2012). Question Number Three: Grannum (2012) denotes that high frequency market leads to an increase in volatility. This in turn leads to a high liquidity in the securities market (Grannum, 2012). An increase in liquidity that is brought forth by high volatility is not a good thing for the securities market. This is because it increases speculations, which in turn will either reduce or increase the prices of the stocks or financial securities. It is important to denote that an increase in volatility increases the levels of changes of a stock. This is a conducive atmosphere for speculative trading to take place (Lee, 2011). This unpredictable change is therefore not conducive for an investor, therefore adding volatility by adding liquidity is not justified. This unpredictable change in the stock prices are brought about by speculative investor (Grannum, 2012) . It is also important to denote that fast-paced trading at the market is disadvantageous to other participants. This is because an order can be bought or sold before these people make a bid or request for the order under consideration. Flash orders on the other hand involves sending a certain stocks to certain investors such as banks, or even hedge funds before those shares are rolled out at the securities market. However, this service is controversial, with some investors accusing the stock exchanges of creating two markets, and being biased to another. They also denote that flash orders promote the trading ahead of orders by a small number of selected investors (Lee, 2011). However, it is important to denote that flash orders help to create liquidity, and they are in no means upfront trading. This is because they only last a matter of seconds, and this is enough for firms using a high frequency trading technique to respond. Flash orders are also small in number, and they cannot make any significant change in the market (Lee, 2011). Even though controversial, this technique of trading is legal under regulation 602 of stock market rules. Question Number Four: Greater openness by the Fed is a good issue, and this is because by communicating, the Fed is giving guidance to investors on how to invest, and the performance of the economy. Through better communication, the Federal Reserve will help the actors of the market to make good investments decisions, ensuring a return to their investments. Take for example when the Federal Reserve denotes that it is going to keep interests at a very low rate for a long period of time. By giving out this information, monetary organizations will be willing to lend money to people at a very lower rate (Hens and Rieger, 2010). It is important to denote that the Federal Reserve will always create some market waves through the information that they provide. This is because such kind of information will always affect the future of the countryà ¢Ã¢â€š ¬Ã¢â€ž ¢s monetary market. But, it is also important to denote that failing to provide the information under consideration will lead to uncertainties amongst investors. On this note, they will try to make their investment decisions through guesswork (Kaeppel, 2009). Hen and Rieger (2010) observe that these traders will not like it if the Federal Reserve fails to provide relevant information concerning the performance of the economy. This is because they depend on the information provided to make investment decisions (Hens and Rieger, 2010). To balance the various concerns regarding recession and inflation, the Federal Reserve should create policies that will help them monitor how people are spending their money, at the same time creating a policy that will encourage people to save some of their monies. Question Number Five: In my own opinion, the use of derivative is beneficial to the market. This is because if they are used effectively, derivatives can help investors to make profits from rate shifts in the currency exchange, changes in equity markets, and interest rates, and from changes in the international supply and demand of agricultural commodities and industrial metals. It is important to denote that there are two major benefits of derivatives, namely risk management and price discovery (Kawai and Prasad, 2011). Under price discovery, it is important to denote that the market prices of various stocks depend on the continuous movement of information. Information on factors such as debt default, refugee displacement, climatic conditions, environmental factors and political situations play a role in influencing the future prices of stocks. Information concerning these factors and the manner in which people absorb this type of information constantly affects the future price of the commodity under consideration (Sabalot, 2012). This is an aspect referred to as price discovery. It is important to denote that some derivative contracts are always based on these stocks. Another important function of the derivative market is the risk management role. Risk management refers to the process of identifying the desired and actual levels of risks, and altering the actual level of risk, to be equal to the desired level of risks. This process of risk management can fall under the categories of speculation and hedging. Hedging is referred to as a strategy or reducing risks by holding a market position. Speculation on the other hand refers to predicting the manner in which a market will move. Speculation, hedging and derivatives are an effective methods of managing risks by investors. References: Barnes, P. (2009). Stock market efficiency, insider dealing and market abuse. Farnham, Surrey, England: Gower. Grannum, S. D. (2012). Securities arbitration 2012. New York, NY: Practising Law Institute. Hens, T., Rieger, M. O. (2010). Financial economics. Berlin: Springer. Kaeppel, J. (2009). Seasonal stock market trends the definitive guide to calendar-based stock market trading. Hoboken, N.J.: John Wiley Sons. Kawai, M., Prasad, E. (2011). Financial market regulation and reforms in emerging markets. Washington, D.C.: Brookings Institution Press. Lee, R. (2011). Running the worlds markets the governance of financial infrastructure. Princeton, N.J.: Princeton University Press. Madura, J. (2012). International financial management (11th ed.). Mason, OH: South-Western, Cengage Learning. Sabalot, D. A. (2012). Butterworths securities financial services law handbook (13th ed.). London: LexisNexis. Toporowski, J. (2010). Why the world economy needs a financial crash and other critical essays on finance and financial economics. London: Anthem Press. Wieland, V. (2010). The science and practice of monetary policy today the Deutsche Bank Prize in Financial Economics 2007. New York: Springer.

Film Analysis La Sortie Des Usines Lumiere A Lyon

To begin with, the 19th century is the time when the history of film started existing. It began in the 1890s, with the invention of the first motion-picture cameras and the establishment of the first cinemas and film production companies. The films of the 1890s were very simple, they were seen mostly via temporary storefront spaces or traveling exhibitors. Most of the films were under a minute long that presented a single scene, a public event of everyday life, a sporting event or something similar. The cinematic techniques were not well developed yet, so there were usually no camera movements at all with just a few people in the scene.  «Workers Leaving The Lumià ¨re Factory in Lyon » (Original: La Sortie des usines Lumià ¨re à   Lyon), is one of such films that was created in 1895 directed and produced by Lumià ¨re brothers. This is a French short black-and-white silent documentary film, which is often referred to as the first real motion picture ever made. In the history of film  «Workers leaving the Factory » is considered as the first film that was shown in public. This film was shown on 28 December 1895 at the Grand Cafà © on the Boulevard des Capucines in Paris, along with nine other short movies. Then this day became referred to as the day of cinema birth. The production of films is a very important aspect of creating it, especially when we are talking about old black-and-whit films. Till 1985 most films were shot with a help of Edison s Kinetoscope, however, Luiere brothers

The History of Jazz free essay sample

The work chants and folk music of black Americans are among the sources of Jazz, which reflects the rhythms and expressions of West African song. Ragtime, an Afro-American music that first appeared in the sass, was composed for the piano, and each rag is a composition with several themes. The leading ragtime composer was Scott Joplin. The first improvising jazz musician was the corniest Buddy Bolder, leader of a band in New Orleans.The first jazz bands were usually made up of one or two cornet players who played the principal melodies, a clarinetist and trombonist who improvised countermeasures, and a rhythm section (piano, banjo, string bass or tuba, and drums) to accompany the horns. These bands played for dancers or marched in parades In the South. Some of the first New Orleans musicians were among the most stirring of all Jazz artists. They Include clarinetist Johnny Odds, clarinetist-soprano saxophonist Sidney Becket, pianist Jelly Roll Morton, and corniest King Oliver. We will write a custom essay sample on The History of Jazz or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The first jazz record was made in 1917 by a New Orleans band the Original Dixieland Jazz Band, made up of white musicians who copied black styles. The New Orleans musicians discovered that audiences were eager for their music in the cities of the North and the Midwest. In the sass Chicago became the second major Jazz center. White Chicago youths, such as tenor saxophonist Bud Freeman and clarinetist Benny Goodman, were excited by the New Orleans masters including the thrilling Louis Armstrong, who played In King Olivers band.The third major Jazz center was New York City, and It became the most Important. In New York, pianists such as James P. Johnson created the piano style by transforming rags and Southern black folk dances into jazz. Jazz was first played in the ballrooms and theaters of New York. Louis Armstrong was among the Jazz musicians who accompanied Ma Rained and the rich-voiced Bessie Smith, the classic blues singers of the sass. When Armstrong began singing, too, he scattered songs by improvising his own phrases and nonsense syllables.Billie Holiday was only a teenager when she began her singing career. She subtly changed the notes and rhythms of popular songs to give them new, often ironic meanings. Ella Fitzgerald was the popular favorite among later swing scat vocalists. The bop era, which lasted from about 1945 to 1960, was also the period of cool jazz. Sass. Many bop pieces were played at the fastest tempos yet heard in Jazz. Bop featured many-noted solos and unusual, quickly changing harmonies. The opposite of cool Jazz was hard bop, which was played in the Eastern cities.Hard bop was vigorous and energetic and emphasized the Afro-American basis of Jazz. The sass also brought forth composers who were not considered either bop or hard bop creators. The traditional forms of Jazz songs were abandoned by Lewis, Nichols, and George Russell, who wrote complex, brightly colorful works for big bands. Chicago revived as a Jazz center in 1965 when a cooperative, the Association for the Advancement of Creative Musicians , was formed to produce concerts and to teach music to inner-city youths.European enthusiasm about post-1960 Jazz led to two important trends of the sass and sass. First, improvising musicians from many countries were inspired to draw on their individual musical heritages to create new kinds of Jazz. The most popular result of this trend to variety has been fusion music, which Joins Jazz, rock, and Latin-American rhythms. The concert on Wednesday night was pretty monotonous, my passion is for dance music and hard ,uplifting beats,such as rap, rock, and house. I did enter the auditorium with an open mind, but Jazz did not click.

Main Competitors- Casa Molina, Mesquite Wood Grilled, Creative Caterin

Main Competitors- Casa Molina, Mesquite Wood Grilled, Creative Catering. There are three main strengths that our competitors have over Catering Creations. The first one is that these catering business have been around for a while. The second advantage they have over us is that they have experienced in running the business and the third reason will be that our competitors have a comfortable amount of capital to work with and they have already established set routines in financing. We feel that the threat created by these three catering businesses can be easily overcome through good service, great selection, and affordable prices. Following is an examination of the strengths and weaknesses of each of our competitors. 1.) Casa Molina strengths: Casa Molina has been in business for over 50 years. They have five locations of casa molina's and two other molinitos which means that there business is increasing and gives their customer easier access to their locations. Another advantage is that as a family business all the locations carry the same cooking recepies. They have built a business relationship with their suppliers for years. Their reputation is well-know for its delicious Mexican food at affordable prices. Casa Molina Weaknesses: They specialized only on Mexican food. They don't offer a full service (they only do deliveries.) They don't offer fresh food, they prepare their food days in advance. They use lard (pork fat) for most of their recipes which is high in fat, is a saturated fat, and has a high amount of cholesterol. 2.) Mesquite Wood Grilled strengths: Mesquite wood grilled restaurant and catering service have been in business for a while. They are known by the high quality and delicious taste of its steaks, chicken and ribs. They have off street parking and that makes it easier for their customers because of the large parking area they have available. They have a relaxed cozy atmosphere with expanded lounge area offering indoor as well as outdoor patio dining. Mesquite Wood Grilled Weaknesses: They are only open Monday through Friday 4 PM to 7 PM. Even though they are known for its delicious steak house many people dont go there often because they don't offer any vegetables, fruit or desserts and their prices are extremely high. Another disadvantage is that since they only open their restaurant for three hours, most of the times people have to wait outside for a minimum of 20 to 40 minutes. And their reservation service has to be made within 6 hours in advance. 3.) Creative Catering Strengths: Creative Catering offers a complete catering service. They also They also do free consultations. They operate planning to presentation. They offer a variety of custom food and customs party platters. Their cost of food and services are low comparing other catering business. Creative Catering main strengths are that they have fresh healthy food with no additives or MSG. Creative Catering Weaknesses: Some of the disadvantages of Creative Catering is that by being a new business, their reputation is not build up yet. Their advertising is poor (they only advertise their service through business cards and the yellow pages.) Their location is not a well known traffic area and is hard for customers to find their business. They only work with large organizations (they will not work with a prospective customer that is only entertaining less than 25 people.) Even though one of the main advantages of Creative Catering is their free consultation or free estimates, they only provide this in their place of business. Their dessert variety is also another factor for their disadvantage because they only offer 5 different types of dessert for their entire menu.

Jean Chretien essays

Jean Chretien essays Jean Chrtien's greatest asset as Canada's twentieth prime minister is his long years of experience in Parliament and Cabinet. In government or in opposition, he has served with six prime ministers, held twelve ministerial positions and sat in Parliament for a total of twenty-seven years. When it comes to the game of politics, no one knows better the players and the strategies. The eighteenth child of a paper mill machinist, Joseph Jacques Jean Chrtien was born in Shawinigan, Quebec in 1934, sharing with Canada's first prime minister, Sir John A. Macdonald, the same birthday of January 11. Although his academic achievements were modest, Chrtien's parents were determined to give him good education and he was sent to the classical college in Trois-Rivires. After graduating, he attended Laval University, where he studied law. He was called to the Bar in 1958 and set up his law practice in the working-class district of Shawinigan North. Chrtien had demonstrated an interest in p olitics from a young age. His father was a Liberal organizer and by the age of fifteen, Chrtien was helping to distribute pamphlets and attending political rallies. At Laval he joined the campus Liberal Club. Quebec Liberals were an endangered species in the 1950s; the Union Nationale had dominated Quebec politics for more than a decade, and in 1957, the Conservatives won federally. Nevertheless, Chrtien persevered, campaigning for Liberal candidates in both provincial and federal elections. By 1960, he was principal organizer for Jean Lesage, leader of the provincial Liberal party, in the election that made him Quebec Premier that year. In 1963, Chrtien was asked to run as the Liberal candidate for St-Maurice-Laflche in the federal election. The incumbent was a Crditiste who had won the previous election with a margin of 10 000 votes, nine months earlier. In a hard-fought campa...

The UK Corporate Governance Code Coursework Example | Topics and Well Written Essays - 2750 words

The UK Corporate Governance Code - Coursework Example From the research it can be comprehended that corporate governance is the system by which companies are directed and controlled. Boards of directors are responsible for the governance of their companies. The shareholders’ role in governance is to appoint the directors and the auditors and to satisfy themselves that an appropriate governance structure is in place. The responsibilities of the board include setting the company’s strategic aims, providing the leadership to put them into effect, supervising the management of the business and reporting to shareholders on their stewardship. The board’s actions are subject to laws, regulations and the shareholders in general meeting. The Code guides the board towards more effective practice. Its underlying principles are all those of good governance, they include accountability, transparency, probity and focus on the steady success of an entity over long term. The code is continuously changing to incorporate the alterati ons in the socio-economic environment. It has been reviewed in 2005, 2007 and 2010 in the recent past. The new code applies to the accounting periods beginning on or after 29 June 2010 and is applied to all the companies whether they are incorporated in UK or not. The approach that is followed since the beginning of the Code is to comply with it or explain why it is not being followed. It is referred to as â€Å"Comply or Explain†. ... According to the latest report on UK Corporate Governance Code by the FRC, the main principles for The Code are: Leadership. The board should be led by an effectively. The responsibility of heading the board by the Non-executive directors and the responsibility of heading the company’s operations by the executive directors should be equally divided. The Chairman is the head of the board as a whole whereas the executive directors are also led by the Chief Executive Officer (CEO) of the Company. The Chairman is responsible for the effective functionality of the board. He is responsible for ensuring the clear and efficient flow of information between the shareholders and the board. As per new reforms passed in 2011, female directors will also be introduced into the board structure (FRC, Consultation Document 2011). The board of directors has the power to hire fire and compensate senior management. Their purpose is to resolve the issues, specially relating to conflicts of interest s, between the decision makers and the risk bearers. Their control resolves the issue of high agency costs and facilitates the existence of an open corporation. Recent economic theory implies that the balanced structure of the board of directors is a crucial part of good governance (Baysinger, Butler, 1985). According to agency theory, shareholders interests are better protected if there is segregation between the duties of CEO and the Chairman. Where as, stewardship theory argues that the shareholders interests are maximized if both the roles are entitled to the same person. According to the author, a few test results show that stewardship theory is supported more than the agent theory (Donaldson, Davis 1991).

BMW's Acquisition of The Rover Group Essay Example | Topics and Well Written Essays - 1500 words

BMW's Acquisition of The Rover Group - Essay Example Since the acquisition of Rover, BMW has tried many times to enforce the competitiveness of the acquired company, but with no particular result. In this context, the gains from the particular acquisition could be strongly doubted. The Resource/ Competence Matrix presented below can help towards the identification of the role of BMW in the development of Rover Group, the gains for the latter and the policies that should be applied by BMW in order to improve the performance of Rover Group not only within its market but internationally. The acquisition of Rover from BMW has been proved a wrong decision: through the years the company’s losses were severe; Rover failed to meet the targets set by the management team of BMW (at least as set in the firm’s acquisition in 1994). In 2000 ‘Rover sold to The Phoenix Consortium and Land Rover sold to Ford; BMW keep MINI brand’ (BMW, official website, 2007) The use of the Resource/ Competence Matrix (as presented below) in order to identify the possible competitive advantages gained from the alliances, can lead to the assumption that there has been no particular benefit for BMW from the acquisition of Rover. On the other hand, Rover has been benefited in terms that it has managed to be ‘alive’ until today. In the Resource/ Competence Matrix below the resources used in the particular acquisition and the competencies involved are being analyzed in order to understand the consequences of the above acquisition for both the firms involved. It should be noticed that in order for the data related with the two firms to be represented appropriately in the Resource/ Competence Matrix, the following issue should be taken into consideration: in the development of HR there are four factors that need to be taken into consideration: ‘culture management, strategic decision-making, fast change, and market driven connectivity – together comprise the HR competency domain of

The Articles of Confederation and the Constitution Essay Example for Free

The Articles of Confederation and the Constitution Essay Question: From 1781 to 1789 the Articles of Confederation provided the Unites States with an effective government. Use the documents and your knowledge of the period to evaluate this statement. Although the Articles of Confederation provided a working government for the United States, it was not necessarily an effectively working government; an effective government would be one that not only establishes control and authority, but one under which the nation flourishes. Certainly the Articles set down a basic government with the idea of a democratic republic. However, the Articles of Confederation didnt impose an effective government as much as it set the basis for one. It was unable to enforce many laws and many of those set were also unequal in operation, as unfair to some states as fair to others. Thus, from 1781 to 1789, the Articles of Confederation established a working, yet ineffective government, with very little control or authority over foreign relations, the economy, and western lands. In foreign relations, the government set down by the Articles of Confederation had minimal, if any, control and authority over diplomatic efforts with Spain, France, Britain, and the foreign presences in America. One contributing factor to this was the lack of an executive branch. Congress was the chief coordinating agency of any war efforts and almost every action of meaning. During a disagreement over foreign policy, the argument could possibly have lasted for weeks with no decision or compromise set, leaving the problem standing unresolved. What authority Congress did have over commerce was shown in some unfair tariffs on foreign trade, that consequentially affected foreign relations. There was a marked decline in the estimated market of United States exports to Great Britain; in those, there was a definite per capita drop [Document B]. There was much difficulty with diplomatic efforts with other countries. For example, while negotiating a treaty with Spain that could have given America access to the Mississippi River, the Southern states refused to go along, with the result of the treaty negotiations and the Mississippi had to be given up [Document F]. In America itself, Congress was unable to enforce the Treaty of Paris. There were British troops still occupying some parts of America [Document D]. Since Congress could not directly assemble an army, there was no way to deal  with the problem and the existing American troops were discontent with the governments failure to pay their wages [Document C]. Considering the state of foreign relations under the Articles of Confederation, the Louisiana Purchase wouldnt have been possible. The negotiations for the territory would have failed and Congress would have argued over the purchase of land long after the offer would have been voided. The difficulties in foreign relations were too much for the government set by the Articles of Confederat ion to be considered effective. The economy, like foreign relations, worked virtually in complete independence from Congress and the Articles of the Confederation. Congress had little authority over and abilities of directly taxing the people and regulating commerce. Being the central institution of national authority Congress needed the power to control factors that influence the economy which they didnt. The foreign relations of America affected the foreign trade of America. The foreign relations were in a dystopian. As a result, the foreign trade of America was in as sorry a state of affairs. There was a marked decline in the estimated market of United States exports to Great Britain and in those that did exist was a definite per capita drop [Document B]. When Congress did have the authority to impose a tariff, it was often unequal in operation and unfair to some states while favoring others [Document A]. The government set by the Articles of the Confederation experienced many difficulties with control and authority over an economy that did not prosper under the Articles. The western lands of the Articles United States were under very little American control. First of all, Although the western lands were turned over to the national government and then sold, they werent well controlled. Many of these lands were already predominantly inhabited by Native Americans. Congress lacked the ability to directly assemble an army, yet a fighting force was almost necessary to opposing the British still in America after the Treaty of Paris. An army would also have quelled raiding and rebelling Indians in the West, and also raiding from over the border of Spanish Florida. In negotiations over the western border of the US, there was much arguing among Congress between northern and southern state representatives  [Document F]. While negotiating a treaty with Spain that could have given America access to the Mississippi River, the Southern states refused to go along, so the treaty negotiations and the Mississippi had to be given up. The Articles of Confederation didnt establish an effective government; they not only established little control, but the nation didnt flourish. The failure of this government is perceptible in the state of foreign relations, the economy, and western lands from 1781 to 1789. The clear failure can also be seen in the call for revision of the Articles [Documents G, H]. Things were going wrong and they needed to change. Although the call was originally just for revision, it resulted in a new document, the Constitution. Although the Articles set down a basic government with the idea of a democratic republic, thats all it had: the idea. The basis set for an effective democratic republic was embellished and made to succeed in the Constitution. This demonstrated that the Articles government wasnt completely flawed, but it certainly wasnt effective.

What Is the Purpose of Education? Essay -- Environmental Education, Ph

Getting educated is very important for every person. It goes without saying that each of us has to have a proper education. We learn how to read, count and write. These are the basic abilities we acquire and use during our life. Is there any other purpose of education or it is aimed only at giving us a possibility to communicate our ideas and satisfy basic needs? During centuries, there were different interpretations of the purpose of education. Many scientists, pedagogues and philosophers tried to answer the question: what is the purpose of education? Taking into consideration the needs and tendencies of a modern society, we can assume that the purpose of education is to prepare students to be self-sufficient citizens capable of solving real world problems. We all live and work to support our society which, in its turn, provides as with security and other benefits. To support this â€Å"balance†, we should build education based on standards of decency and human survival by the need of the social community. In other words, one should be educated in order to serve the society. There ar...

In human communication, the spoken and unspoken words belong to both the sender and receiver Essay

Communication is the process of sharing meaning with others. The sender is the person who sends the massage and the receiver is the person who receives the massage. There are encoding and decoding processes that happen during this stage. The sender encodes his idea or thought into a massage. For instance, there is a policeman staring at you, and you somehow notice the action and panic. The exchange between sender and receiver occurs. As the receiver, when you notice his action, you will decode the body language and his serious facial expression and you will think that as a sign that you’re in trouble. This interpretation may due to your knowledge and experiences. These both encoding and decoding is very important. This kind of massage can be either in the form of verbal communication or non-verbal communication. Verbal communication or also known as spoken word can be divided into two types, oral verbal communication and non-oral verbal communication. Oral verbal communication is the usage moment when we utter the words or speaking whereas non oral verbal communication is the usage of alphabets system in a proper manner or in a simple word, writing form. Non-verbal communication or also known as unspoken word can also be divided into oral non-verbal communication and non-oral non-verbal communication. Non-verbal communication as a whole can be defined as’ those bodily actions and vocal quality that typically accompany a verbal massage and are usually interpreted as intentional’. A person who is standing on the basis to deliver a speech even though looks like he is only performing a verbal communication may also unintentionally performs non-verbal communication too. This can be seen through his body language for instances, body gestures, facial expressions and even eye contacts. This explains the theory given by Verderber that non-verbal communication and verbal communication can be both happen at the same time. In communicating with each other, language is one of the compulsory features that are required. According to Rudolph F. Verderber, language is the body of works and system for their use in communicating that are common to people of the same community or nation, the same geographical area, or the same cultural tradition. If the spoken language used by the sender is not as same as the receiver, it will lead to the problem in conveying the massage. Body language as opposite is universal and can be understood by almost everyone around the globe despite of their nationality, races, genders or even their mother’s tongue. Smile for an instance, sending the message that the doer is happy, friendly and also in a good mood. Shannon and Weaver are the creators of the first communication model. This model was first created to show how the radio and telephone is working. There are three major parts of this model which ate sender, channel and receiver. The sender will encodes and transmitted the messages in form of binary code or data through the channel. The receiver then will receive and decodes the data into understanding messages. Plus, during the process of sending the messages, there may be some interruption or noise happened either internally or externally. This may due to the imbalance hormone, lack of information, crowd noise or even health problem. Communication begins with self. This principle explains how one’s experiences and knowledge affects his or her ways in treating and communicating other people. Experts also agree that people are products of how others treat them and of the messages others send them. I quoted Carl Rogers, â€Å"every individual exists in a continually changing world of experience of which he is the center.† Someone who experienced either bad or good experiences in his past will have already prepared if the same situation occur again. For example Ali was once been scolded by his lecturer when he did nit hands in the assignment during the due date, this will become a turning point or lesson for him so that in the future he won’t repeat the same mistake again. Communication at the same time is also complicated. The combination of verbal, non-verbal, behavior and attitude of speakers, the intonation and other factors when they combine will make the messages hard to be understood. Moreover, the usage of high-level vocabularies, the complicated structures and uncommon term will make even the simplest message hard to comprehend. As conclusion, in ensuring the communication between two parties is successful, they must have the most important aspect of communication, which are mutual respect and mutual understanding.

High Education And The Middle Class - 1220 Words

The world’s middle class is growing while America’s middle class stays the same. United States has a smaller middle class compared to other countries like China, Canada, Australia and Switzerland. Rich are getting richer and poor are getting poorer and the middle class either stays how it is or gets smaller. Every modern country’s goal is to cut poverty and grow the middle class. In order to grow the middle class we need to increase the minimum wage. The minimum wage has been raised from 7.25 dollars per hour to about 9-10 dollars per hour. With minimum wage increase we encourage workers to get out of poverty and have an ability to improve their financial status. Another reason why United States has a â€Å"poor† middle class is that higher education puts kids into debt while higher education in other countries is tuition free. Students in debt are not likely to become wealthy anytime soon which raises a question if higher education is even worth it. Makin g higher education affordable is a key to grow the middle class. The other reason that might be affecting the middle class being small is medical insurance not being available for the most. Not everyone can afford medical insurance. Government needs to provide affordable medical insurance to improve the middle class and cut down poverty. Last but not least, opening a business is a hard task for low and middle class. While rich open up businesses and expand, lower class is struggling. Having some economic aid from governmentShow MoreRelatedHigh Education Is A Prerequisite For A Middle Class Lifestyle Essay1188 Words   |  5 Pages â€Å" Higher education is a prerequisite for a middle-class lifestyle.† So how are students suppose to attend a four-year university if all financial aid is giving them is loans? That’s the question many middle-class students are asking themselves, and a question I had to ask myself as well. 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